Learn the details of what a credit report and your credit history is as well as instructions to dispute any incorrect info on your report. It is best to try and fix any mistakes on your own, but if you decide to use a credit repair company we list some precautions to take. Finally, learn how to watch out for credit scams.
If you're worried about identity theft or want to protect your credit, placing a credit freeze is a smart step. It blocks lenders from accessing your credit report without your permission, helping prevent unauthorized accounts. This guide shows you how to freeze and unfreeze your credit, what documents you’ll need, and how it affects your credit profile.
