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Money, Debt & Consumer Issues

Issues people face regarding money, insurance, consumer goods and contracts, taxes, and small claims about quality of service. 

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This category deals with a person's options regarding filing for bankruptcy, dealing with the procedure of it, and the possible outcomes of it. It concerns issues about who should file for bankruptcy, including around who might be collection-proof. It includes how to file for different kinds of bankruptcy -- Chapter 7 or Chapter 13 and Wisconsin's bankruptcy alternative. It also covers exceptions and exemptions, or stays in a bankruptcy.

Property Exemptions

This category concerns options a person might have to claim exemptions during a bankruptcy, which would protect certain property (like home, car, benefits, retirement, licenses, insurance, or tools of trade) from being sold by a trustee during the process. This category concerns how to claim certain exemptions, deal with objections to them, and how this determines how much a person will have to pay to creditors.

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This category concerns issues with owning a car, including how to pay for it, getting insurance for it, repairing it, warranties on it, and dealing with possible repossession.

Insurance

This category concerns issues with having insurance for a car one is using, including purchasing it, making claims, getting temporary insurance for a rental, and dealing with the insurance company.

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The problems a person might have with the information on their credit report, as well as opportunities to clean, mask, expunge, and otherwise remove damaging credit information.

Credit Access

Issues that consumers may have in borrowing money and accessing credit. 

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Credit Reports

How to find, understand, and deal with your credit report.

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Issues people might have with debts they owe (or other family members owe), dealing with debt collectors, or going through a repossession or garnishment process. 

Debt Collection

Options, rights, strategies, and exemptions when facing collection on outstanding loans or debts. 

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Deceased spouse's Bills

Description of what happens with a spouse's bills once they are deceased. 

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Medical Bills

This section covers situations in which a person faces debt collection for medical or dental bills, including calls, letters, warnings, and lawsuits.

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This category concerns licenses that an individual or business might want to get from the government, to be able to legally drive, fish, use a gun, or do other activities that the government regulates.

Drivers

This section concerns how an individual gets and maintains a driver's license or permit, to operate a car, motorcycle, truck, or other motor vehicle.

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How Wisconsin consumers can protect themselves and how federal and state agencies protect Wisconsin consumers.

Complaints

How and where to file a consumer complaint.

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Protection

How to protect yourself as a consumer.

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