Credit Reports

How to find, understand, and deal with your credit report.

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Articles

How to Fix a Mistake on my Credit Reports

This article explains how to fix mistakes on your credit report. We’ll cover how to submit corrections by mail, phone, or online, what to include, and what happens next. You’ll also learn how to file a complaint with the Consumer Finance Protection Bureau (CFPB) and explore legal options if needed.

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Requesting a Credit Report

This article explains how to get a free credit report weekly from each bureau through AnnualCreditReport.com. It covers how to request it, what info you need, and how to get reports in alternate formats. It also explains how to get extra free reports if you're denied credit or face identity theft.

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Identity Theft

Identity theft happens when a thief steals you or your business’s personal information in order to use your credit or debit card, take over existing bank accounts, open new accounts, file fake tax returns, rent or buy properties, or do other crimi...

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Forms & Templates

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Annual Credit Report Request Form

You have the right to get a free copy of your credit file disclosure, commonly called a credit report, once every 12 months, from each of the nationwide consumer credit reporting companies, Equifax, Experian and TransUnion.

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manualRequestForm.action.pdf

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